Free Resource

The Smart Homeowner's Guide to Building a Backyard Pool

An unbiased, comprehensive resource covering everything you need to know before building - what to ask, what to look for, and how to make confident decisions.

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Built to inform. Not to sell.

A swimming pool is more than a construction project - it's a lifestyle investment, a financial decision, and a multi-year partnership. Those who plan thoughtfully and ask the right questions consistently have a better building experience, and long-term enjoyment. This guide provides the groundwork to help you select the right builder partner.

Budgeting & True Cost

What should I expect to pay?

The construction quote is just the starting point. Permits, decking, landscaping, and equipment are frequently excluded from initial bids - adding $10,000 - $30,000 or more. Plan for a 5 - 10% contingency buffer.

Family Fun Pool

A well-built inground design with standard features and finishes - the most popular category for families who want space to play and entertain.

$85,000 - $125,000
10 - 14 weeks build

What you get

  • Versatile design options
  • Strong resale value
  • Room for features
  • Great for all ages

Things to consider

  • Mid-range investment
  • Longer build time
  • Higher maintenance than plunge

Watch Out For This

The "$20,000 Cheaper Pool"

A bid that comes in $20,000 lower than the competition isn't always a better deal. It's often a sign that scope has been trimmed, equipment downgraded, or line items left out to be recovered through change orders later.

Hidden CostTypical Impact
Change orders on excluded items$3,000 - $8,000
Excavation & soil surprises$2,000 - $6,000
Design limitations mid-project$2,000 - $10,000
Equipment upgrades$1,500 - $5,000
Inefficient equipment (annual)$300 - $600/yr
Potential additional cost$9,000 - $29,600+

A Better Way to Compare Builders

Design quality and creativity
Scope clarity and contract detail
Equipment specifications and efficiency
Communication process and accountability
Reputation, longevity, and references
Warranty and post-completion support

Price matters, but confidence in your builder matters more.

Design Fundamentals

Materials & Construction

Great pool design balances aesthetics with practicality. The decisions made early are the ones you'll live with the longest.

Gunite/Shotcrete
Most customizable, durable, long-lasting. Adds significant value to property.
Fiberglass
Quick install, low maintenance. Limited to pre-designed shapes and sizes.
Vinyl Liner
Affordable upfront. Liner must be replaced every 7 - 10 years; vulnerable to punctures.

Quality builders ensure material selections meet long-term expectations.

Setting Expectations

Your Build Timeline

Average total: 2 - 4 months from excavation. Pre-construction design and permits add 2 - 12 more weeks.

Your Interview Checklist

10 Questions to Ask Before You Sign

The right builder will answer every one of these with confidence. Click each to expand, then check it off as you go.

#1Who will actually supervise my project?
#2What exactly is included in the contract price?
#3What situations typically cause change orders?
#4How do you communicate with homeowners during construction?
#5Who are your subcontractors?
#6What equipment do you recommend, and why?
#7What is the typical timeline for a project like mine?
#8What happens if something unexpected comes up?
#9What warranty do you provide?
#10Why should I choose your company?

Financing

Common Finance Options

Pool-Specific Loans
~6 - 10% APR
Dedicated financing for pool projects, often fast approval.
HELOC
~7 - 9% APR
Home equity line of credit, draw as needed during construction.
Home Equity Loan
~6 - 9% APR
Fixed lump sum against home equity, predictable payments.
Cash-out Refinance
~6 - 8% APR
Refinance your mortgage to pull out equity for the project.

The Backyard You've Always Imagined

A pool is not a spreadsheet. It's the sound of your kids jumping in on a Saturday morning. It's the dinner party that goes three hours longer than planned because nobody wants to leave. It's the quiet twenty minutes you steal before the rest of the house wakes up, coffee in hand, watching the water move.

The homeowners who look back most fondly on their pool investment rarely lead with what it cost - they lead with what it changed. Now go build your pool.

Get the complete guide.

The full guide includes detailed checklists, cost breakdowns, contract guidance, and the 10 questions to ask every builder.

Est. 1952

27 locations nationwide

National reputation. Local address.

First-rate pools. Neighbor-like care. We're in your neighborhood - across California, Texas, Nevada, Utah, Idaho, and Pennsylvania.

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